LATE FEE CHARGES

My Aunt died this past January. Citi Bank billed her for February and March for their monthly service charge on her credit card, and then added late fees and interest on the monthly charge...the balance had been $0.00... now was somewhere around $60.00) I placed the following phone call to CitiBank: Me: "I am calling to tell you that she died in January." CitiBank: "The account was never closed and the late fees and charges still apply." Me: "Maybe, you should turn it over to collections..." CitiBank: "Since it is 2 months past due, it already has been." Me: "So, what will they do when they find out she is dead?" CitiBank: "Either report her account to the frauds division, or report her to the credit bureau...maybe both!" Me: "Do you think God will be mad at her?" CitiBank:"...excuse me .....?" Me: "Did you just get what I was telling you.... the part about her being dead?" CitiBank: "Sir, you'll have to speak to my supervisor!" (Supervisor gets on the phone) Me: ''I'm calling to tell you, she died in January." CitiBank: "The account was never closed and the late fees and charges still apply." Me: "You mean you want to collect from her estate?" CitiBank: ".....(stammer)" .... "Are you her lawyer?" Me: "No, I'm her great nephew." (Lawyer info given...) CitiBank: "Could you fax us a certificate of death?" Me: "Sure." ( Fax number is given ) ( After they get the fax. ) CitiBank: "Our system just isn't setup for death..." Me: "Oh..." CitiBank: "I don't know what more I can do to help..." Me: "Well... if you figure it out, great! If not, you could just keep billing her... I suppose... don't really think she will care...." CitiBank: "Well...the late fees and charges do still apply." Me: "'Would you like her new billing address?" CitiBank: "That might help." Me: " ( Odessa Memorial Cemetery #### Hwy 129 and plot number given. ) CitiBank: "Sir, that's a cemetery!" Me: "What do you do with dead people on your planet?!!"

Timeless Treasures

================== Timeless Treasures ================== A Timeless Rose framed within, Centered in a Heart so Deep, Surrounded by Cherubs Sweet, Wings of Gold for Embellishments, Standing near the Precious view, A Lady of Victorian beauty, Standing with her Parasol, Against a sky of Blue. Her Eyes cast down upon the sight, Of Roses laid upon her feet, Sparkling beneath the Golden light, A Heavens gift of Pure Delight. Timeless Treasures to behold, Upon the wall of this old home, Covered in Roses far and wide, The Memories here, so Entwined.                                                                           Copyright ©2002 Jane Ann Fisher

Mud puddles n dandelions

Mud puddles n dandelions Andyman 11/10/2002 3:29 PM Big Mud Puddles and Sunny Yellow Dandelions Author Unknown When I look at a patch of dandelions, I see a bunch of weeds that are going to take over my yard. My kids see flowers for Mom and blowing white fluff you can wish on.  When I look at an old drunk and he smiles at me, I see a smelly, dirty person who probably wants money and I look away. My kids see someone smiling at them and they smile back.   When I hear music I love, I know I can't carry a tune and don't have much rhythm so I sit self-consciously and listen. My kids feel the beat and move to it. They sing out the words. If they don't know them, they make up their own.   When I feel wind on my face, I brace myself against it. I feel it messing up my hair and pulling me back when I walk. My kids close their eyes, spread their arms and fly with it, until they fall to the ground laughing.  When I pray, I say thee and thou and grant me this, give me that.  My kids say, "Hi God! Thanks for my toys and my friends. Please keep the bad dreams away tonight. Sorry, I don't want to go to Heaven yet. I would miss my Mommy and Daddy."   When I see a mud puddle I step around it. I see muddy shoes and dirty carpets. My kids sit in it. They see dams to build, rivers to cross, and worms to play with. I wonder if we are given kids to teach or to learn from? No wonder God loves the little children! Enjoy the little things in life, for one day you may look back and realize they were the big things. I wish you Big Mud Puddles and Sunny Yellow Dandelions!!! "Life is not measured by the number of breaths we take but by the moments that take our breath away."

Being Thankful

From: AppealingCatherine_49 - - - - Sent: 11/8/2002 8:20 PM Being Thankful reflecting at this time of the year. Draws us close to our families gathering near. Celebrating Thanksgiving what are we truly thankful for. Material welath or maybe people more. As I examine this question of what being truly thankful should be. I share my thoughts a I myself percieve. Being thankful to me means very much. I'm Thankful for the hearts my life will touch. I'm thankful for a life I live. I'm thankful my parents instilled with in me . to others of myself i should give. I'm thankful for children thier precious sweet smiles. I'm thankful for all in life thats so worth while. I'm thankful for God above. I'm thankful I can feel show others love. I'm thankful for the blessing that come each day. I'm thankful in the greatest way. I'm thankful for the liberty we all share. I'm thankful for those who fought serving my country the depth they cared. I'm thankful for my family and very good special freinds. I'm thankful for helping hands to me others lend. Being thankful to me means sharing Gods love with others to know. Being thankful humbles us all, in love to grow. Wishing all my friends a very, " Happy Thanksgiving" !     Love Cath ==================================================================== From: Ǻήgέ£♥OF♥£oVέ♥ - - - - Sent: 11/22/2003 2:02 PM Happy Thanksgiving! Let's reflect on the friends we have and remember that friends are forever. Grudges are for people who can't forgive and forget! Let's give a hug to all those we consider friends before it's too late!